Cullen/Frost is a Texas-only bank with a loyal deposit base.
Cullen/Frost Bankers, Inc. (CFR) is expected to report earnings on Thursday, October 29, 2026, after the close. Estimated release time 09:33 ET. Consensus EPS estimate is $2.76.
| Report date | Quarter | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|---|
| 2026-07-30 | FY2026 Q2 | $2.55 | $2.70 | +5.9% | $576.97M |
| 2026-04-30 | FY2026 Q1 | $2.48 | $2.65 | +6.9% | $574.84M |
| 2026-01-29 | FY2025 Q4 | $2.47 | $2.59 | +4.9% | $745.92M |
| 2025-10-30 | FY2025 Q3 | $2.38 | $2.67 | +12.2% | $745.56M |
| 2025-07-31 | FY2025 Q2 | $2.28 | $2.39 | +4.8% | $719.23M |
| 2025-05-01 | FY2025 Q1 | $2.16 | $2.30 | +6.5% | $709.13M |
| 2025-01-30 | FY2024 Q4 | $2.17 | $2.37 | +9.2% | $723.52M |
| 2024-10-31 | FY2024 Q3 | $2.17 | $2.24 | +3.2% | $721.87M |
CFR has beaten consensus EPS in 8 of its last 8 reported quarters.
Highlights from CFR's Jul 30 report: EPS of $2.70 — a beat vs the $2.55 estimate (+6%); revenue of $577M — a miss vs the $590M consensus (-2%). Focus now shifts to Texas expansion and deposits.
CFR pays a quarterly dividend, currently yielding 2.52%.
| Ex-dividend date | Amount | Paid |
|---|---|---|
| 2026-08-31 | $1.03 | 2026-09-15 |
| 2026-05-29 | $1.03 | 2026-06-15 |
| 2026-02-27 | $1 | 2026-03-13 |
| 2025-11-28 | $1 | 2025-12-15 |
| 2025-08-29 | $1 | 2025-09-15 |
| 2025-05-30 | $1 | 2025-06-13 |