SoFi is an online bank — student loans, mortgages, investing and checking, all in an app.
SoFi Technologies, Inc. (SOFI) is expected to report earnings on Tuesday, October 27, 2026, before the open. Estimated release time 07:05 ET. Consensus EPS estimate is $0.17.
| Report date | Quarter | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|---|
| 2026-07-29 | FY2026 Q2 | $0.11 | $0.12 | +9.1% | $1.21B |
| 2026-04-29 | FY2026 Q1 | $0.12 | $0.12 | +0.8% | $1.09B |
| 2026-01-30 | FY2025 Q4 | $0.12 | $0.13 | +12.7% | $1.01B |
| 2025-10-28 | FY2025 Q3 | $0.08 | $0.11 | +32.0% | $961.60M |
| 2025-07-29 | FY2025 Q2 | $0.06 | $0.08 | +30.3% | $854.94M |
| 2025-04-29 | FY2025 Q1 | $0.03 | $0.06 | +84.0% | $771.76M |
| 2025-01-27 | FY2024 Q4 | $0.04 | $0.05 | +25.0% | $734.12M |
| 2024-10-29 | FY2024 Q3 | $0.04 | $0.05 | +16.3% | $693.80M |
SOFI has beaten consensus EPS in 8 of its last 8 reported quarters.
SOFI reported Jul 29. The highlights: EPS of $0.12 — a beat vs the $0.11 estimate (+9%); revenue of $1.21B — a beat vs the $1.11B consensus (+8%). Focus now shifts to member growth, lending mix, and fee revenue.
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